Secure low-interest loans for new & used motorbikes starting from 3.30% P.A

Check your eligibility criteria online.

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What better way to enjoy the weekend than to get out on the open road with the wind on your face.

With Fuss Free Finance owning a bike can be more than a dream, we understand the passion of the rider, that’s why our brokers make the loan process fast and easy!

Secured VS Unsecured

Secured Bike Loan

Use an asset to secure the loan, such as a bike. This asset is then used as a kind of security against the loan. If at any time you are unable to repay the loan, the lender may be able to use your security asset to recuperate the difference.

Unsecured Bike Loan

The lender requires no security for the debt. The loan is still subject to your ability to repay it. The interest rates on unsecured loans are higher on average than secured loans, which offsets the increased risk of losing money for the lender.

When Applying For A Bike Loan, Be It Secured Or Unsecured,You Should Always Check The Information With Your Financial Broker .

Chattel Mortgage

A Chattel mortgage is much like a secured car loan for assets purchased for business use. The lender takes a ‘mortgage’ over the vehicle as security for the loan. Once the repayments are completed at the end of the repayment term, you’ll own the vehicle outright


  • Low-interest rate possibilities as it is a secured loan.
  • 100% finance options may apply
  • Flexible lease terms from 12 to 84 months
  • The potential to claim Input Tax Credits if you are registered for GST


You just need to have certain important documents, these are:

  • Current Australian Residency Identification.
  • One current bank statement or 2 recent payslips.

No, it is not necessary. We give our customers the ease of either financing or sourcing the vehicle themselves at the most affordable rates. Thus, they can source their own car.

We are a dedicated financial services provider whose aim is to satisfy our customers with the best of services with profound professionalism, loyalty, and customer-tailored quick solutions. We focus on providing low-interest loans to our client’s. Moreover, our financial partners help in choosing the perfect vehicle for you.

Various factors like age of the vehicle, credit file, credit scores, assets & liabilities are the deciding factors of the interest rate. However, we offer a minimum interest rate of 4.69 % for new vehicles for business use customers.

A balloon payment is a lump sum payment that is made at the end of the loan term. Since this is a one-time payment, the loan amount is higher than what you pay on a monthly basis.

After receiving your loan application, one of our financial brokers will get in contact with you, within 2 hours. Our ideal processing time starts within one hour. For any more information, you can call us to better understand the loan approval process.

As our customer, we can help you with certain things, such as-

  • Apply with less documentation.
  • Get discounted rates less than a consumer loan ranging from 0.4- 3 %.
  • Get a tax write off with our services, But, we suggest talking to your financial advisor before proceeding with the loan application.
  • If I am bankrupt, can I still apply for a loan?

You cannot get a loan if you are facing bankruptcy or are a part of part 9 or part 10 debt agreement.

You cannot get a loan if you are facing bankruptcy or are a part of part 9 or part 10 debt agreement.

Your credit score will be recorded if your repayments are 14 days overdue. However, we believe in providing a chance to everyone, so you can call our brokers anytime.

Our experts at Fuss Free Finance will thoroughly review & understand your circumstances and eventually will find you the best solution.

Unlike a bank, we will not show your credit file status if your application gets rejected. We don’t want the bad impression on your file. However, more than 6 enquiries in a year may affect your financial application process.


It takes minutes to make an online application – no lengthy question


Work with your dedicated financial broker who will find you the best deal


Our vehicle procurement service DRIVE will find you the best vehicle.


Once you are approved you can pick up your keys! And, if you get your vehicle with us we will deliver it*

Trusted By Thousands

What people are saying about us product and service.

Fuss Free Finance took into account all my concerns. They made the whole loan application process easy, efficient, and result-oriented with their extreme professionalism. Hats off to the whole team.

Lolesio Polelei

Everything went well with my marine loan at Fuss Free Finance. Be it interest-rates, application approval period, or customer satisfaction. Overall, it was a phenomenal experience. Thanks to them for being my trustworthy financial partner.

Rose Tshiaba