Fuss Free Finance is here to assist you to secure a car and utes loan for your next vehicle purchase, irrespective of new or used. We get you the lowest interest rate and best finance options, tailor-made to suit your budget and lifestyle.
A business car loan is great if you want to buy a car for your business or as a sole operator. You have to make on-time monthly instalments to repay the loan. Once done, the vehicle is yours.
In a personal car loan, you take money from a financial institution and make an agreement to pay back the loan in instalments in a stipulated time period. Generally, personal loans attract a lower interest rate.
Under this loan, the car being your asset is used as a security against the loan you acquire. The lender will have the authority to compensate the loss by using your security in case you fail to repay the loan.
This loan makes your life easier by not having any assets against your taken loan. Since this is a greater risk for the lender, the interest rates under this loan are higher than the secured loan. This simply counterbalances the elevated risk of the lender’s money.
Even with all the information, you should cross-check the essentials of both types of loans with our experts at Fuss Free Finance.
Car leasing in Australia allows you to have the car but without the ownership status. Simply put, while approaching the term end, you will have the choice to either buy it or trade to get a newer model. For more information, our experts are just around the corner.
The potential benefits are:
This is a great option for business owners looking to issue their employees with a car. The vehicle is issued as part of a salary package arrangement, with the lease subtracted from your pre-tax salary by your employer.
It is quite similar to a secured loan in a way that your asset will be treated as a security against the loan procured. You will have the full authority of the vehicle once all the payments are completed.
This type allows you to get a loan if you are thinking of buying a new or a used car. You just need to repay the loan payments in the form of monthly instalments. Once you are done with the whole loan repayment, the vehicle is all yours.
Individuals or businesses that face a bad credit record can be offered a personalised financial solution in the form of a Bad Credit Loan. Bad Credit occurs when a person or business has previously failed to make timely payments to a loan agreement. A low credit score is a tell-tale sign of bad credit. Professional lenders can assist in your time of need with a personalised bad credit loan.
It can be uncomfortable or difficult to provide financial documents if you are a business owner or self-employed.. In general, a loan application in Australia needs a range of documents including driver’s license, expenses, income, liabilities, etc. With a Low Doc loan,lenders will find another way to access your eligibility.
You just need to have certain important documents, these are:
No, it is not necessary. We give our customers the ease of either financing or sourcing the vehicle themselves at the most affordable rates. Thus, they can source their own car.
We are a dedicated financial services provider whose aim is to satisfy our customers with the best of services with profound professionalism, loyalty, and customer-tailored quick solutions. We focus on providing low-interest loans to our client’s. Moreover, our financial partners help in choosing the perfect vehicle for you.
Various factors like age of the vehicle, credit file, credit scores, assets & liabilities are the deciding factors of the interest rate. However, we offer a minimum interest rate of 4.69 % for new vehicles for business use customers.
A balloon payment is a lump sum payment that is made at the end of the loan term. Since this is a one-time payment, the loan amount is higher than what you pay on a monthly basis.
After receiving your loan application, one of our financial brokers will get in contact with you, within 2 hours. Our ideal processing time starts within one hour. For any more information, you can call us to better understand the loan approval process.
As our customer, we can help you with certain things, such as-
You cannot get a loan if you are facing bankruptcy or are a part of part 9 or part 10 debt agreement.
You cannot get a loan if you are facing bankruptcy or are a part of part 9 or part 10 debt agreement.
Your credit score will be recorded if your repayments are 14 days overdue. However, we believe in providing a chance to everyone, so you can call our brokers anytime.
Our experts at Fuss Free Finance will thoroughly review & understand your circumstances and eventually will find you the best solution.
Unlike a bank, we will not show your credit file status if your application gets rejected. We don’t want the bad impression on your file. However, more than 6 enquiries in a year may affect your financial application process.
Complete your application in minutes
Look for the financial broker who is providing you with the best deals.
Our experts will help you make the best choice.
After approval, come pick up your car or talk to us about delivery options.
