We understand that the deployment of heavy plant & commercial equipment for your business can put a great burden on your business costs. For the purchase of commercial assets, it’s not necessary to have cash available readily in your bank to make an outright purchase. Even if it’s affordable for you now, you can still fall short of cash down the track for business financing operations and boosting growth. Here’s where Fuss Free Finance can help you, from rearranging the repayment cash-flow to claiming tax deductions. For example- If you want to purchase one or multiple vehicles for your business, you don’t need to make the payment upfront. At Fuss Free Finance, you have a variety of financing options to suit your needs, such as- equipment loan, hire purchase, to a finance lease. Our financial experts’ will help you find the best loan without disrupting the cash flow or liquidity of your business.
A secured commercial loan is where you use an asset to guarantee the loan. The asset will be a security against the loan taken. Once you complete all the repayments, the asset will be yours or if you fail to repay at any point, the lender will counterbalance the loss by using your asset.
Here, the lender requires no security against the debt. With higher interest rates on average, you will need to demonstrate the capability of repaying the loan. This eventually sets off the increased risk of losing the lender’s money.
Do consult with your financial broker before proceeding with any of the loans application processes.
A chattel mortgage is very similar to a secured loan. The lender keeps the mortgage over your asset as a security. After the full repayment of the loan, the asset becomes yours.
It is a good option for businesses to finance buying new or used commercial equipment. You have to pay the loan secured against the asset in monthly instalments within the fixed time frame. You can get a complete hold of your asset once all the repayments have been completed.
In this, you can use the equipment while the lender will have the authority of the asset. Approaching the end of the loan term, either you can buy the equipment or trade it for a newer model. For any more information, get in touch with us.
You just need to have certain important documents, these are:
No, it is not necessary. We give our customers the ease of either financing or sourcing the vehicle themselves at the most affordable rates. Thus, they can source their own car.
We are a dedicated financial services provider whose aim is to satisfy our customers with the best of services with profound professionalism, loyalty, and customer-tailored quick solutions. We focus on providing low-interest loans to our client’s. Moreover, our financial partners help in choosing the perfect vehicle for you.
Various factors like age of the vehicle, credit file, credit scores, assets & liabilities are the deciding factors of the interest rate. However, we offer a minimum interest rate of 4.69 % for new vehicles for business use customers.
A balloon payment is a lump sum payment that is made at the end of the loan term. Since this is a one-time payment, the loan amount is higher than what you pay on a monthly basis.
After receiving your loan application, one of our financial brokers will get in contact with you, within 2 hours. Our ideal processing time starts within one hour. For any more information, you can call us to better understand the loan approval process.
As our customer, we can help you with certain things, such as-
You cannot get a loan if you are facing bankruptcy or are a part of part 9 or part 10 debt agreement.
You cannot get a loan if you are facing bankruptcy or are a part of part 9 or part 10 debt agreement.
Your credit score will be recorded if your repayments are 14 days overdue. However, we believe in providing a chance to everyone, so you can call our brokers anytime.
Our experts at Fuss Free Finance will thoroughly review & understand your circumstances and eventually will find you the best solution.
Unlike a bank, we will not show your credit file status if your application gets rejected. We don’t want the bad impression on your file. However, more than 6 enquiries in a year may affect your financial application process.
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After approval, come pick up your car or talk to us about delivery options.
